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Graham Seel

Naivety is Alive and Well in FinTech

Models Are Essential for Banks, but How Do We Know They’re Right?

Banks are dependent upon models of all kinds. This is because reality is much too complex for us to understand well enough for perfect predictions of the future. Models are used as a simplification of reality.

It Takes a Village to Manage Operational Risk

Whose job is it to manage operational risk?

  • The Chief Risk Officer? Check
  • Operations Management? Check
  • Compliance? Check
  • Data Management? Check
  • Technology Providers, FinTech and RegTech? Check
  • Yours and mine? Check!

This morning I had the...

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