Big FinTech for Smaller Banks

Big FinTech For Smaller Banks

Optimize AML      Measure Performance       Manage Risk

Agile Compliance Agile Compliance
Agile Risk Analytics Agile Risk Analytics
Secure Cloud Secure Cloud

Agile Approach



Small banks have it hard: Rising operational costs, tighter earnings levels, the inability to benefit from economies of scale. These organizations spend five to ten times as much as big banks (as a percentage of assets) on Anti-Money Laundering requirements alone.  Modernizing AML compliance can affect ROTE by 60-100 basis points. These technologies are available, but they remain out of reach.




Agile Compliance represents a new approach to AML: A blend of modern technologies (secure cloud, AI/ML, intelligent automation) and targeted processes to streamline processes, enhance efficiencies and ensure compliance. It’s closely aligned with regulatory guidelines that require financial institutions to identify risks in different areas, and is designed to perfectly manage the balance between innovation and safety & soundness.



Amberoon uses Agile Compliance to develop technologies that enhance AML, measure performance and manage operational risk. They’re built on a Regulatory System of Insight (RSOI) that uses each bank's systems of record, systems of automation and systems of engagement.  Insights are delivered through forensic inquiry and predictive modeling. All offerings are provisioned in a hybrid cloud through a SaaS model.


About Amberoon

Amberoon develops agile financial technologies to help smaller banks measure, monitor, manage and mitigate operational risk from financial crimes, create efficient systems for compliance, and measure performance against peer institutions. Amberoon solutions leverage advances in Artificial Intelligence, data engineering and security in two critical functions: Agile Compliance, to offer deep regulatory insights; and Agile Risk Analytics, to support key operational decisions. Amberoon's cloud-based systems are designed to co-exist with existing systems.


  • Every financial services institution has unique risks, all based on its particular products, services, customers, entities and geographies

  • The business process should drive the technology—not the other way around, as is often the case

  • The optimal combination of human intelligence and machine learning leads to better risk management


Press Release

Amberoon Launches Statum KPI on IBM Cloud Catalog to Simplify Performance Management at Smaller Banks

Innovative no-code solution makes modern AI technologies easily accessible, with special pricing for MDIs Cupertino, CA, March 23, 2022: ...

Amberoon Launches Lucre App on Finastra’s

App delivers modernized anti-money laundering technology to help banks ensure core principles of safety and soundness Cupertino, CA, ...


Carpe Datum Rx Blog

banking performance
The Future of Bank Performance Analytics is Here

“The future is here already, it’s just not evenly distributed.” – William Gibson, sci-fi author of Johnny Mnemonic. The film was in ...

risk manangement
AMLA and Amberoon: From Mandate to Market Advantage

The Anti-Money Laundering Act (AMLA) 2020 is a very big deal. For the entire financial services industry, down to the smallest credit ...

PPP : Good Deeds Need Good Risk Management

  In these distressing times, the Paycheck Protection Program (PPP) is a perfect example of what can happen when the private and public ...



It still runs many large banks around the globe so what can be done about DXC’s mainframe-based workhorse, Hogan? The supplier has a plan and ANZ is one of those on the journey

WASHINGTON – The Federal Deposit Insurance Corporation (FDIC) today announced the selection of six teams to participate in a ‘tech sprint’ designed to explore new technologies and techniques to determine how well community banks, and the banking sector as a whole, can withstand a major disruption of any type.

Technology firms that will make up six teams were selected to participate in a “tech sprint” designed to explore new technologies and techniques to determine how well community banks, and all banks, can withstand a major disruption of any type, the federal insurer of bank deposits said Monda

Our partners create consistent reliable services and more personalized experiences every day on the IBM Cloud. We asked partners why they chose the IBM Cloud for Financial Services. Here’s what they had to say.

Banks today are facing a significant challenge: they must evolve to follow the latest trends in new technology and consumer demand, while adhering to stricter and ever-changing industry regulations.

The Federal Deposit Insurance Corporation (FDIC) today announced the selection of 14 technology companies to compete in the next phase of the agency’s Rapid Prototyping Competition, a tech sprint designed to develop an innovative new approach to financial reporting, particularly for community banks.

For More Information