Manatoko ID

An Integrated Platform for Identity Management

Empowering small banks with governance-driven identity solutions in an evolving regulatory landscape

Governance-First Identity Management

Manatoko ID is a cutting-edge platform that integrates identity management solutions tailored specifically for small banks.By emphasizing a governance-first philosophy—where governance informs processes, and processes guide technology—we enable banks to navigate complex regulatory landscapes while maintaining operational efficiency, customer trust, and a secure infrastructure.

Our innovative platform combines self-sovereign identity (SSI) principles, verifiable credentials, and blockchain technology to ensure compliance with evolving regulatory frameworks while protecting customer privacy through our unique approach that separates personal data from identity credentials.

Key Features

Governance-Driven Compliance

Centralized oversight ensures seamless alignment with evolving regulations. Processes built on governance principles enhance safety and mitigate risks.

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Streamlined Identity Management

End-to-end solutions for KYC, NRA onboarding, and BOIR. Continuous process improvement through perpetual KYC (pKYC).

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Self-Sovereign Identity

Empowers customers with full control over their data using blockchain technology. Operates on Chia blockchain with future Ethereum integration.

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Regulator-Ready Technology

Designed to integrate seamlessly with core banking systems and specifically built to align with FinCEN, GDPR, eIDAS, and NIST standards. Our platform adapts quickly to regulatory changes without requiring system overhauls.

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Supporting Product Suite

Manatoko KYC

Automated identity verification with perpetual oversight for evolving governance needs.

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Manatoko NRA

Simplifies international compliance for non-resident clients.

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Manatoko BOIR

Supports Corporate Transparency Act (CTA) requirements through AI-driven tools and bulk data management for Beneficial Ownership Information Reporting.

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Manatoko VC

Provides privacy-first, blockchain-based verifiable credentials using W3C standards, allowing secure identity verification without exposing personal data.

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Benefits for Small Banks

Regulatory Confidence

Audit-ready systems inspire trust with regulators and ensure proactive compliance.

Operational Efficiency

Automates and streamlines workflows with high auto-approval rates, reducing manual verification workload and enabling staff to focus on exception handling.

Enhanced Customer Experience

Self-sovereign identity empowers users with secure, seamless onboarding and allows credential reuse across services, eliminating repetitive verifications and improving conversion rates.

Risk Reduction

Robust verification tools with AI-driven document and biometric analysis mitigate fraud. Our perpetual KYC (pKYC) approach enables continuous monitoring rather than periodic reviews.

Scalability and Adaptability

The platform evolves with regulatory changes, ensuring long-term resilience.

Why Choose Manatoko ID?

Small banks face increasing challenges in managing identity solutions and regulatory compliance. Manatoko ID delivers an integrated, future-proof platform that simplifies identity management while safeguarding operational integrity.

Unlike traditional identity verification solutions that centrally store personally identifiable information (PII), our unique architecture separates due diligence data from identity credentials, strengthening privacy and compliance simultaneously.

By centering on customer-centricity, efficiency, and governance-driven processes, Amberoon positions small banks as innovative leaders in financial services with technology typically available only to larger institutions.

Manatoko ID is not just a solution—it's an investment in secure, adaptable, and customer-focused banking practices that provide both compliance confidence and operational excellence.